GS-4 Pay — Chicago-Naperville (2026)

$46,129
A GS-4 Step 5 in Chicago-Naperville earns $46,129 in 2026. Across all ten steps, GS-4 in Chicago-Naperville ranges $40,701–$52,915.
Chicago-Naperville locality pay: 30.86% · effective January 11, 2026

This page shows GS-4 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-4 base rate.

StepAnnualHourlyBi-weekly
Step 1$40,701$19.50$1,560.00
Step 2$42,058$20.15$1,612.00
Step 3$43,415$20.80$1,664.00
Step 4$44,772$21.45$1,716.00
Step 5$46,129$22.10$1,768.00
Step 6$47,486$22.75$1,820.00
Step 7$48,843$23.40$1,872.00
Step 8$50,201$24.05$1,924.00
Step 9$51,558$24.70$1,976.00
Step 10$52,915$25.35$2,028.00

Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.

Check another grade, step or locality

$46,129/yr
Base pay (before locality)$35,251
Chicago-Naperville, IL-IN-WI locality30.86%
Adjusted annual$46,129
Per month$3,844
Bi-weekly$1,768.00
Hourly$22.10

Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.

Related pay tables

Frequently asked questions

How much does GS-4 make in Chicago-Naperville?

For 2026, GS-4 in Chicago-Naperville ranges from $40,701 at the first step to $52,915 at the top step, with $46,129 near the middle.

How is Chicago-Naperville locality pay calculated?

The GS-4 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.

What is the 2026 raise?

For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.

Is this before or after tax?

The GS-4 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.

Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.