GS-3 Pay — Chicago-Naperville (2026)
This page shows GS-3 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-3 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $36,259 | $17.37 | $1,389.60 |
| Step 2 | $37,468 | $17.95 | $1,436.00 |
| Step 3 | $38,677 | $18.53 | $1,482.40 |
| Step 4 | $39,886 | $19.11 | $1,528.80 |
| Step 5 | $41,095 | $19.69 | $1,575.20 |
| Step 6 | $42,304 | $20.27 | $1,621.60 |
| Step 7 | $43,514 | $20.85 | $1,668.00 |
| Step 8 | $44,723 | $21.43 | $1,714.40 |
| Step 9 | $45,932 | $22.01 | $1,760.80 |
| Step 10 | $47,141 | $22.59 | $1,807.20 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $31,404 |
| Chicago-Naperville, IL-IN-WI locality | 30.86% |
| Adjusted annual | $41,095 |
| Per month | $3,425 |
| Bi-weekly | $1,575.20 |
| Hourly | $19.69 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Chicago-Naperville GS scale
- GS-3 in every locality
- GS-2 in Chicago-Naperville
- GS-4 in Chicago-Naperville
- GS-3 in Rest of U.S.
- GS-3 in Washington-Baltimore
- GS-3 in New York-Newark
Frequently asked questions
How much does GS-3 make in Chicago-Naperville?
For 2026, GS-3 in Chicago-Naperville ranges from $36,259 at the first step to $47,141 at the top step, with $41,095 near the middle.
How is Chicago-Naperville locality pay calculated?
The GS-3 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.
Is this before or after tax?
The GS-3 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.