GS-5 Pay — Chicago-Naperville (2026)
This page shows GS-5 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-5 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $45,538 | $21.82 | $1,745.60 |
| Step 2 | $47,056 | $22.55 | $1,804.00 |
| Step 3 | $48,574 | $23.27 | $1,861.60 |
| Step 4 | $50,092 | $24.00 | $1,920.00 |
| Step 5 | $51,610 | $24.73 | $1,978.40 |
| Step 6 | $53,128 | $25.46 | $2,036.80 |
| Step 7 | $54,646 | $26.18 | $2,094.40 |
| Step 8 | $56,164 | $26.91 | $2,152.80 |
| Step 9 | $57,682 | $27.64 | $2,211.20 |
| Step 10 | $59,200 | $28.37 | $2,269.60 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $39,439 |
| Chicago-Naperville, IL-IN-WI locality | 30.86% |
| Adjusted annual | $51,610 |
| Per month | $4,301 |
| Bi-weekly | $1,978.40 |
| Hourly | $24.73 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Chicago-Naperville GS scale
- GS-5 in every locality
- GS-4 in Chicago-Naperville
- GS-6 in Chicago-Naperville
- GS-5 in Rest of U.S.
- GS-5 in Washington-Baltimore
- GS-5 in New York-Newark
Frequently asked questions
How much does GS-5 make in Chicago-Naperville?
For 2026, GS-5 in Chicago-Naperville ranges from $45,538 at the first step to $59,200 at the top step, with $51,610 near the middle.
How is Chicago-Naperville locality pay calculated?
The GS-5 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.
Is this before or after tax?
The GS-5 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.