GS-15 Pay — Indianapolis-Carmel (2026)
This page shows GS-15 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-15 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $149,323 | $71.55 | $5,724.00 |
| Step 2 | $154,300 | $73.93 | $5,914.40 |
| Step 3 | $159,278 | $76.32 | $6,105.60 |
| Step 4 | $164,256 | $78.70 | $6,296.00 |
| Step 5 | $169,233 | $81.09 | $6,487.20 |
| Step 6 | $174,211 | $83.47 | $6,677.60 |
| Step 7 | $179,189 | $85.86 | $6,868.80 |
| Step 8 | $184,166 | $88.24 | $7,059.20 |
| Step 9 | $189,144 | $90.63 | $7,250.40 |
| Step 10 | $194,122 | $93.01 | $7,440.80 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $143,236 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $169,233 |
| Per month | $14,103 |
| Bi-weekly | $6,487.20 |
| Hourly | $81.09 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-15 in every locality
- GS-14 in Indianapolis-Carmel
- GS-15 in Rest of U.S.
- GS-15 in Washington-Baltimore
- GS-15 in New York-Newark
Frequently asked questions
How much does GS-15 make in Indianapolis-Carmel?
For 2026, GS-15 in Indianapolis-Carmel ranges from $149,323 at the first step to $194,122 at the top step, with $169,233 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-15 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-15 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.