GS-14 Pay — Indianapolis-Carmel (2026)
This page shows GS-14 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-14 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $126,947 | $60.83 | $4,866.40 |
| Step 2 | $131,180 | $62.86 | $5,028.80 |
| Step 3 | $135,412 | $64.88 | $5,190.40 |
| Step 4 | $139,644 | $66.91 | $5,352.80 |
| Step 5 | $143,876 | $68.94 | $5,515.20 |
| Step 6 | $148,108 | $70.97 | $5,677.60 |
| Step 7 | $152,340 | $72.99 | $5,839.20 |
| Step 8 | $156,572 | $75.02 | $6,001.60 |
| Step 9 | $160,805 | $77.05 | $6,164.00 |
| Step 10 | $165,037 | $79.08 | $6,326.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $121,774 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $143,876 |
| Per month | $11,990 |
| Bi-weekly | $5,515.20 |
| Hourly | $68.94 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-14 in every locality
- GS-13 in Indianapolis-Carmel
- GS-15 in Indianapolis-Carmel
- GS-14 in Rest of U.S.
- GS-14 in Washington-Baltimore
- GS-14 in New York-Newark
Frequently asked questions
How much does GS-14 make in Indianapolis-Carmel?
For 2026, GS-14 in Indianapolis-Carmel ranges from $126,947 at the first step to $165,037 at the top step, with $143,876 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-14 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-14 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.