GS-11 Pay — Indianapolis-Carmel (2026)

$85,426
A GS-11 Step 5 in Indianapolis-Carmel earns $85,426 in 2026. Across all ten steps, GS-11 in Indianapolis-Carmel ranges $75,374–$97,991.
Indianapolis-Carmel locality pay: 18.15% · effective January 11, 2026

This page shows GS-11 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-11 base rate.

StepAnnualHourlyBi-weekly
Step 1$75,374$36.12$2,889.60
Step 2$77,887$37.32$2,985.60
Step 3$80,400$38.52$3,081.60
Step 4$82,913$39.73$3,178.40
Step 5$85,426$40.93$3,274.40
Step 6$87,939$42.14$3,371.20
Step 7$90,452$43.34$3,467.20
Step 8$92,965$44.54$3,563.20
Step 9$95,478$45.75$3,660.00
Step 10$97,991$46.95$3,756.00

Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.

Check another grade, step or locality

$85,426/yr
Base pay (before locality)$72,303
Indianapolis-Carmel-Muncie, IN locality18.15%
Adjusted annual$85,426
Per month$7,119
Bi-weekly$3,274.40
Hourly$40.93

Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.

Related pay tables

Frequently asked questions

How much does GS-11 make in Indianapolis-Carmel?

For 2026, GS-11 in Indianapolis-Carmel ranges from $75,374 at the first step to $97,991 at the top step, with $85,426 near the middle.

How is Indianapolis-Carmel locality pay calculated?

The GS-11 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.

What is the 2026 raise?

For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.

Is this before or after tax?

The GS-11 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.

Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.