GS-10 Pay — Indianapolis-Carmel (2026)
This page shows GS-10 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-10 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $68,603 | $32.87 | $2,629.60 |
| Step 2 | $70,889 | $33.97 | $2,717.60 |
| Step 3 | $73,175 | $35.06 | $2,804.80 |
| Step 4 | $75,461 | $36.16 | $2,892.80 |
| Step 5 | $77,747 | $37.25 | $2,980.00 |
| Step 6 | $80,034 | $38.35 | $3,068.00 |
| Step 7 | $82,320 | $39.44 | $3,155.20 |
| Step 8 | $84,606 | $40.54 | $3,243.20 |
| Step 9 | $86,892 | $41.63 | $3,330.40 |
| Step 10 | $89,178 | $42.73 | $3,418.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $65,804 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $77,747 |
| Per month | $6,479 |
| Bi-weekly | $2,980.00 |
| Hourly | $37.25 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-10 in every locality
- GS-9 in Indianapolis-Carmel
- GS-11 in Indianapolis-Carmel
- GS-10 in Rest of U.S.
- GS-10 in Washington-Baltimore
- GS-10 in New York-Newark
Frequently asked questions
How much does GS-10 make in Indianapolis-Carmel?
For 2026, GS-10 in Indianapolis-Carmel ranges from $68,603 at the first step to $89,178 at the top step, with $77,747 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-10 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-10 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.