O-7 Basic Pay (2026)
This page shows 2026 military basic pay for the commissioned officer paygrade O-7. Basic pay for O-7 increases with years of service; at the Over 6 years-of-service level, a O-7 earns $12,878.70 per month, or $154,544 per year.
| Years of service | Monthly | Annual |
|---|---|---|
| 2 or less | $11,540.10 | $138,481 |
| Over 2 | $12,076.20 | $144,914 |
| Over 3 | $12,324.30 | $147,892 |
| Over 4 | $12,522.00 | $150,264 |
| Over 6 | $12,878.70 | $154,544 |
| Over 8 | $13,231.80 | $158,782 |
| Over 10 | $13,639.20 | $163,670 |
| Over 12 | $14,045.70 | $168,548 |
| Over 14 | $14,454.30 | $173,452 |
| Over 16 | $15,735.30 | $188,824 |
| Over 18 | $16,817.70 | $201,812 |
| Over 20 | $16,817.70 | $201,812 |
| Over 22 | $16,817.70 | $201,812 |
| Over 24 | $16,817.70 | $201,812 |
| Over 26 | $16,904.40 | $202,853 |
| Over 28 | $16,904.40 | $202,853 |
| Over 30 | $17,242.20 | $206,906 |
| Over 32 | $17,242.20 | $206,906 |
| Over 34 | $17,242.20 | $206,906 |
| Over 38 | $17,242.20 | $206,906 |
| Over 40 | $17,242.20 | $206,906 |
Add BAH & BAS to O-7 basic pay
| Basic pay | $12,878.70 |
| BAS (officer) | $328.48 |
| BAH (your area) | — |
| Total monthly cash | $13,207.18 |
| Annual (× 12) | $158,486 |
Basic pay, BAS and BAH are exact 2026 DFAS/DoD figures — pick your housing area to pull the official BAH rate, or type an amount directly. BAH and BAS are tax-free; this shows gross cash, not take-home.
Related paygrades
Frequently asked questions
What is the difference between basic pay and total pay for O-7?
Basic pay is the O-7 figure shown here; total compensation also includes housing (BAH) and subsistence (BAS) allowances, which are tax-free and added on top.
How do years of service affect O-7 pay?
For 2026, O-7 basic pay rises at set years-of-service milestones, so at the Over 6 level a O-7 earns $12,878.70 per month, or $154,544 per year.
Did O-7 pay change for 2026?
Yes. O-7 basic pay was updated for 2026 under the annual across-the-board raise, and at the Over 6 level it is $12,878.70 per month.
Is O-7 basic pay before or after tax?
The O-7 figures are gross basic pay for 2026, before tax or withholding, and allowances such as BAH and BAS are separate and tax-free.
Source: DFAS DFAS 2026 Basic Pay Table · effective January 1, 2026. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.