GS-5 Pay — San Jose-San Francisco (2026)
This page shows GS-5 pay in the San Jose-San Francisco locality pay area for 2026. The San Jose-San Francisco area adds 46.34% in locality pay on top of the GS-5 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $50,925 | $24.40 | $1,952.00 |
| Step 2 | $52,622 | $25.21 | $2,016.80 |
| Step 3 | $54,320 | $26.03 | $2,082.40 |
| Step 4 | $56,017 | $26.84 | $2,147.20 |
| Step 5 | $57,715 | $27.65 | $2,212.00 |
| Step 6 | $59,413 | $28.47 | $2,277.60 |
| Step 7 | $61,110 | $29.28 | $2,342.40 |
| Step 8 | $62,808 | $30.09 | $2,407.20 |
| Step 9 | $64,505 | $30.91 | $2,472.80 |
| Step 10 | $66,203 | $31.72 | $2,537.60 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $39,439 |
| San Jose-San Francisco-Oakland, CA locality | 46.34% |
| Adjusted annual | $57,715 |
| Per month | $4,810 |
| Bi-weekly | $2,212.00 |
| Hourly | $27.65 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full San Jose-San Francisco GS scale
- GS-5 in every locality
- GS-4 in San Jose-San Francisco
- GS-6 in San Jose-San Francisco
- GS-5 in Rest of U.S.
- GS-5 in Washington-Baltimore
- GS-5 in New York-Newark
Frequently asked questions
How much does GS-5 make in San Jose-San Francisco?
For 2026, GS-5 in San Jose-San Francisco ranges from $50,925 at the first step to $66,203 at the top step, with $57,715 near the middle.
How is San Jose-San Francisco locality pay calculated?
The GS-5 base rate is multiplied by one plus the San Jose-San Francisco locality percentage of 46.34%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the San Jose-San Francisco rate remained 46.34%.
Is this before or after tax?
The GS-5 figures for San Jose-San Francisco are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-SF · effective January 11, 2026 · San Jose-San Francisco-Oakland, CA, 46.34% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.