GS-15 Pay — Chicago-Naperville (2026)

$187,439
A GS-15 Step 5 in Chicago-Naperville earns $187,439 in 2026. Across all ten steps, GS-15 in Chicago-Naperville ranges $165,386–$197,200.
Chicago-Naperville locality pay: 30.86% · effective January 11, 2026

This page shows GS-15 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-15 base rate.

StepAnnualHourlyBi-weekly
Step 1$165,386$79.25$6,340.00
Step 2$170,899$81.89$6,551.20
Step 3$176,412$84.53$6,762.40
Step 4$181,925$87.17$6,973.60
Step 5$187,439$89.81$7,184.80
Step 6$192,952$92.45$7,396.00
Step 7$197,200 *$94.49$7,559.20
Step 8$197,200 *$94.49$7,559.20
Step 9$197,200 *$94.49$7,559.20
Step 10$197,200 *$94.49$7,559.20

* Capped at Level IV of the Executive Schedule ($197,200 in 2026) — GS locality-adjusted pay cannot exceed the EX-IV cap (5 U.S.C. §5304(g)(1)).

Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.

Check another grade, step or locality

$187,439/yr
Base pay (before locality)$143,236
Chicago-Naperville, IL-IN-WI locality30.86%
Adjusted annual$187,439
Per month$15,620
Bi-weekly$7,184.80
Hourly$89.81

Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.

Related pay tables

Frequently asked questions

How much does GS-15 make in Chicago-Naperville?

For 2026, GS-15 in Chicago-Naperville ranges from $165,386 at the first step to $197,200 at the top step, with $187,439 near the middle.

How is Chicago-Naperville locality pay calculated?

The GS-15 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.

What is the 2026 raise?

For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.

Is this before or after tax?

The GS-15 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.

Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.