GS-12 Pay — Charlotte-Concord (2026)

$103,705
A GS-12 Step 5 in Charlotte-Concord earns $103,705 in 2026. Across all ten steps, GS-12 in Charlotte-Concord ranges $91,503–$118,957.
Charlotte-Concord locality pay: 19.67% · effective January 11, 2026

This page shows GS-12 pay in the Charlotte-Concord locality pay area for 2026. The Charlotte-Concord area adds 19.67% in locality pay on top of the GS-12 base rate.

StepAnnualHourlyBi-weekly
Step 1$91,503$43.84$3,507.20
Step 2$94,554$45.31$3,624.80
Step 3$97,604$46.77$3,741.60
Step 4$100,654$48.23$3,858.40
Step 5$103,705$49.69$3,975.20
Step 6$106,755$51.15$4,092.00
Step 7$109,806$52.61$4,208.80
Step 8$112,856$54.08$4,326.40
Step 9$115,906$55.54$4,443.20
Step 10$118,957$57.00$4,560.00

Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.

Check another grade, step or locality

$103,705/yr
Base pay (before locality)$86,659
Charlotte-Concord, NC-SC locality19.67%
Adjusted annual$103,705
Per month$8,642
Bi-weekly$3,975.20
Hourly$49.69

Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.

Related pay tables

Frequently asked questions

How much does GS-12 make in Charlotte-Concord?

For 2026, GS-12 in Charlotte-Concord ranges from $91,503 at the first step to $118,957 at the top step, with $103,705 near the middle.

How is Charlotte-Concord locality pay calculated?

The GS-12 base rate is multiplied by one plus the Charlotte-Concord locality percentage of 19.67%, then rounded to the nearest dollar.

What is the 2026 raise?

For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Charlotte-Concord rate remained 19.67%.

Is this before or after tax?

The GS-12 figures for Charlotte-Concord are gross 2026 amounts, before tax and withholding.

Source: OPM Salary Table 2026-CT · effective January 11, 2026 · Charlotte-Concord, NC-SC, 19.67% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.