GS-10 Pay — San Jose-San Francisco (2026)
This page shows GS-10 pay in the San Jose-San Francisco locality pay area for 2026. The San Jose-San Francisco area adds 46.34% in locality pay on top of the GS-10 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $84,971 | $40.71 | $3,256.80 |
| Step 2 | $87,803 | $42.07 | $3,365.60 |
| Step 3 | $90,634 | $43.43 | $3,474.40 |
| Step 4 | $93,466 | $44.78 | $3,582.40 |
| Step 5 | $96,298 | $46.14 | $3,691.20 |
| Step 6 | $99,129 | $47.50 | $3,800.00 |
| Step 7 | $101,961 | $48.86 | $3,908.80 |
| Step 8 | $104,793 | $50.21 | $4,016.80 |
| Step 9 | $107,624 | $51.57 | $4,125.60 |
| Step 10 | $110,456 | $52.93 | $4,234.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $65,804 |
| San Jose-San Francisco-Oakland, CA locality | 46.34% |
| Adjusted annual | $96,298 |
| Per month | $8,025 |
| Bi-weekly | $3,691.20 |
| Hourly | $46.14 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full San Jose-San Francisco GS scale
- GS-10 in every locality
- GS-9 in San Jose-San Francisco
- GS-11 in San Jose-San Francisco
- GS-10 in Rest of U.S.
- GS-10 in Washington-Baltimore
- GS-10 in New York-Newark
Frequently asked questions
How much does GS-10 make in San Jose-San Francisco?
For 2026, GS-10 in San Jose-San Francisco ranges from $84,971 at the first step to $110,456 at the top step, with $96,298 near the middle.
How is San Jose-San Francisco locality pay calculated?
The GS-10 base rate is multiplied by one plus the San Jose-San Francisco locality percentage of 46.34%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the San Jose-San Francisco rate remained 46.34%.
Is this before or after tax?
The GS-10 figures for San Jose-San Francisco are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-SF · effective January 11, 2026 · San Jose-San Francisco-Oakland, CA, 46.34% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.